Simple, Transparent Pricing—No Hidden Fees
America’s Most Trusted Credit Solutions Provider
Instantly Unlock 50% Off For Family Members
Note: We do not charge for credit repair. Our fees cover credit counseling, education, monitoring, and administrative services.
Step 1: 7-Day Free Trial
Your first 7 days are free. During this period, we set up your account, complete your initial credit audit, and begin onboarding you into our system.
Cost: $0
Step 2: Post-Trial Billing
After the 7-day trial, you will be charged $179.98, which includes a $49.99 Initial Audit & Onboarding Fee and your first monthly service at $129.99. Billing is automatic and continues monthly unless you cancel.
Step 3: Ongoing Monthly Service
After your first billing cycle, your membership continues at $129.99 per month while you are enrolled in active credit counseling. No long-term contracts. Cancel anytime.
Step 4: Credit Monitoring Option
When your credit goals are met, or you choose to transition, you may opt for Credit Monitoring for $29.99/month to track yourÂprogress and maintain your results.
Includes:
- Access to all 3 credit bureau scores
- Monthly credit reports
- Real-time credit alerts
- $1,000,000 identity theft protection
Referral Rewards Program – Give 50%, Get 50%
Refer a friend and both of you save. When someone you refer signs up and completes enrollment at the standard post-trial rate ($179.98), both you and your referral receive 50% off your next monthly payment.
- Your next month: $64.99
- Their next month: $64.99
- Applies to active monthly service only
- No limits on referrals
- Discounts apply month-to-month and are earned per successful referral
Credit Score 101: Learn, Improve, & Take Control
Understanding your credit score is the first step to improving it. We break it down for you, explaining what impacts your score, how to improve it, and why it matters.
